One more step. Assuming you have a valid road permit for your car and you want the insurance company to pay you back, you will have to take the insurance paper to the traffic department during the time you change the registration to export plates. Traffic department will stamp and sign your insurance paper for you to retrieve the paid money.

Back at the insurance company you will have to present the stamped paper, the ID of the car owner and the export certificate. This will lead to a lot of paperwork until you will get a cheque with your refund. Don't be surprised - it is almost nothing. Regarding what I was told by the insurance, the law says you will get back 7/8 of your paid insurance if you cancel within one week after renewal, 1/2 if you cancel the insurance less than 3 months after renewal. In my case the insurance ran for three months and 10 days, so I was refunded 3/8 of the money I paid in. Ok, Germany is different, but in Germany you will be refunded more properly. And if your car was insured here in Qatar more than 8 months until you change to export plates, you will get back nothing.